Insurance Blog
5 Essential Compliance Tips for Restaurant Owners
Posted: March 4, 2025
Running a restaurant is a complex task that requires managing staff, pleasing customers, and marketing to keep customers coming in. Amid the daily hustle, compliance with regulatory requirements can slip down the priority list. Overlooking these requirements can lead to serious financial and legal consequences that can jeopardize your business. The following five essential compliance tips can help restaurant owners navigate this complex landscape: Understand...
Cyber Insurance: Why Every Small Business Needs It
Posted: March 3, 2025
When you think about cyber threats, you might picture a large corporation battling a data breach, not a small construction firm, local brewery or veterinary clinic. But here’s the reality—cybercriminals don’t just go after the big guys. In fact, small businesses are often prime targets because they typically have fewer security resources. If your business handles sensitive customer information, processes electronic payments or even just...
How Does My Credit Score Affect My Insurance Rates?
Posted: March 2, 2025
March is National Credit Education Month—and many of us could use some help. When we think about credit scores, most of us are aware that our credit scores can affect loan approvals, car financing, credit card limits, or whether you are at the top of the list of tenants a landlord will consider. Another area where credit score plays a critical role is in determining...
Should I Switch from Term to Whole Life Insurance?
Posted: February 22, 2025
Like most answers regarding insurance, the solid answer when deciding whether to switch between term and whole life insurance is, “It depends.” There are many reasons to switch from term to whole life insurance, but the decision must reflect your situation. To Build Savings for the Future Unlike a term life insurance policy, which offers no value after the specified period ends, a whole life...
What Does a Home Safety Assessment Involve?
Posted: February 21, 2025
As one gets older, getting around can become a little more challenging. One gets tired more easily; maybe one’s back is painful, or the knees or hips have become troublesome. Keeping things organized in your home environment can give you greater physical security and peace of mind. This is what a home safety assessment focuses on. What is a Home Safety Assessment? A home safety...